Check our Popular Loan Options
Greetings, future homeowner or savvy investor! At Smart Mortgage, we understand that every dream home and every financial situation is unique. That’s why we’re proud to offer every single mortgage program available in 2024.
Pick your Loan Option
Stress Free Digital Mortgage
Get Pre-Qualified Now
The experts at Smart Mortgage take the time to explain loan options. Get pre-qualified in minutes to buy a home or refinance. We can even have you shopping with a same day pre-approval.
Secure Online Home Loan
Fast, easy and secure online digital mortgage application takes 10 minutes. Simply upload your documents to our secure portal and get to the closing table fast!
Close Your Loan
Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team! Welcome to the Smart Mortgage family and we appreciate you working with our team.
Home Loan Guides
Everything you need to know about buying or refinancing a home. Ensure a smoother, more transparent transaction by leveraging the expertise contained within our guides.
Homebuying Seminars
Sign up today for an individual or group homebuying seminar. Pick a date, time and city and we will tell you what group or individual seminars are available. We can’t wait to meet you.
Non-Traditional Loan
We have experts ready to help you with non-traditional financing. Bank statement loans, foreign national programs, asset based loans, ITIN loans and more.
Mortgage Calculator
This mortgage calculator is provided for informational purposes only and should not be considered as financial advice. The results generated by this calculator are based on the information you input and certain assumptions, including interest rates and loan terms. Actual mortgage rates and terms may vary, and this calculator does not guarantee the accuracy of its results. Before making any financial decisions, it is essential to consult with a qualified financial advisor or mortgage professional. Additionally, please note that this calculator does not take into account other factors that may impact your mortgage, such as property taxes, insurance, and potential changes in interest rates. By using this mortgage calculator, you agree that it is not a substitute for professional financial advice, and you should not rely solely on the results it provides when making financial decisions. Use this tool as a starting point for your research, but be sure to consult with experts and perform thorough financial analysis before committing to a mortgage.
Our Success Stories
Best Experience
The best experience working with iLoan, everything that made it so special, is Nazira, one of the best and most hard-working people that I have ever met, always there to help, during weekends, after hours if I could give her 10 star definitely she deserves it.
Wonderful Experience
Such a wonderful experience! Nick and team were professional and explained everything. Thank you for Getting us financed! We will only use your team from now on!
Fast Closings
It was a pleasure working with Tim. He was great from the beginning till the end. Great communication and acknowledged on every step. 1 month and closed on the house.
Latest From Our Blogs
2024 Home Purchase Trends in the Chicagoland Area
In 2024, the demographics of homebuyers reveal notable shifts and challenges. The average age of first-time buyers stands at 35, while repeat Read more
Strategies for Buying in a Competitive Market
Navigating the Tide: Strategies for Buying in a Competitive Market In today's fast-paced real estate market, buying a home can feel like a Read more
How Rising Mortgage Rates Impact Payments
How Mortgage Rates Affect Mortgage Payments: A Comprehensive Guide Mortgage rates: we hear about them in the news, we see them advertised by Read more
Get In Touch
If you’re ready to take the next step towards homeownership, our expert home loan team is here to guide you— Fill out our contact form and we will be in touch with you shortly.