Non-Traditional Loan Guide
“iLoan- Your Gateway to Non-Traditional Mortgage Solutions!
Non-Traditional Home Loan Guide
Unlocking Dreams, One Non-Traditional Loan at a Time
At iLoan, we understand that every financial journey is unique. That’s why we’ve tailored a range of non-traditional mortgage solutions to fit your individual needs. From bank statement programs to investment property loans, we’re here to help you find your path to property ownership.
- Ideal for self-employed individuals or business owners.
- Verification via bank statements instead of traditional tax returns.
- Smooth, streamlined approval process designed to understand your business cash flow.
2. ITIN Loans
- Perfect for foreign nationals without a Social Security number but with an Individual Taxpayer Identification Number (ITIN).
- Unlock the American dream without the typical documentation.
3. DSCR (Debt Service Coverage Ratio) Loans
- Designed for real estate investors.
- Loan approval based on property’s rental income potential.
- No personal income verification required.
- Loan amounts determined by your personal assets.
- A solution for borrowers with significant savings, stocks, or other valuable assets but with irregular income.
- Mortgages designed for non-U.S. citizens looking to buy in the U.S.
- Tailored solutions to meet international needs and documentation standards.
Questions Call (888)416-4805

Get cash from your home.
Apply to see how a cash out refinance can help you.

Homebuyer Seminars
Discover the keys to homeownership at our local home buying seminar – your first step towards securing your dream home!

See our home loans.
Explore our diverse range of home loan programs tailored to fit your unique needs!
- Competitive rates for your next real estate investment.
- Flexible terms designed for real estate entrepreneurs of all levels.
7. Second Homes
- Turn your vacation dream into a reality.
- Specialized lending solutions for second homes or holiday retreats.
Why Choose iLoan?
- Experience: With years in the non-traditional mortgage space, we’ve helped thousands navigate the path to homeownership.
- Tailored Solutions: We don’t believe in one-size-fits-all. Our team works closely with you to find the right loan for your situation.
- Transparent Process: From application to closing, we keep you informed every step of the way.
- Dedicated Support: Our team of expert mortgage professionals is here to answer any questions and guide you through the process.
Looking for a non-traditional mortgage solution that suits your unique financial situation? Reach out to our iLoan experts today at (888)416-4805.
Do you need a Pre-Approval?
We are here to help! Get a same day pre-approval to shop for your dream home!
Mortgage Resource Center
Mortgage Rates and Construction: Signs of Improvement in 2024
Introduction As we venture into 2024, the real estate market is showing encouraging signs of improvement, particularly Read moreHomebuying in Today’s Market
Homebuying in Today's Market: Why Waiting Isn't Always the Best Option Introduction In the ever-fluctuating real estate market, the age-old Read more