Sartell, MN Homebuyers Guide
“Unlock the Power of Home Buying with Smart Mortgage!”
Sartell, MN Home Purchase Loan Guide
Welcome to iLoan: Your Pathway to Sartell Home Ownership
At Smart Mortgage, we understand that buying a home is one of the most important decisions of your life. Our dedicated team strives to simplify this process for you by offering a variety of loan options tailored to fit your unique needs and aspirations.
Why Choose Smart Mortgage?
- Expert Guidance: Our experienced loan advisors guide you through every step, ensuring a smooth home-buying journey.
- Diverse Loan Options: We offer a vast array of loans to cater to every Minnesota home-buyer’s needs.
- Transparent Process: No hidden charges, no surprise fees. We believe in complete transparency.
- Quick Approvals: We value your time. Our efficient process ensures swift loan approvals.
Explore Our Home Loan Options Conventional Loans:
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- What are they? These are the most popular type of Sartell, MN home loans, not backed by a government entity.
- Key Benefits:
- Flexible terms (15, 20, 30 years)
- Competitive interest rates
- Varied down payment options
- No mortgage insurance required with 20% down payment
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- What are they? Loans insured by the Federal Housing Administration.
- Key Benefits:
- Low down payments (as low as 3.5%)
- More lenient credit score requirements
- Ideal for Sartell first-time home buyers
Questions Call (888)416-4805
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Get cash from your Sartell, MN home.
Apply to see how a cash out refinance can help you.
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Sartell, MN Homebuyer Seminars
Discover the keys to homeownership at our local Sartell home buying seminar – your first step towards securing your dream home!
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See our home loans.
Explore our diverse range of home loan programs tailored to fit your unique needs!
- What are they? Loans backed by the Department of Veterans Affairs, for veterans, service members, and some military spouses.
- Key Benefits:
- Zero down payment
- Competitive interest rates
- No private mortgage insurance (PMI) requirement
- Reduced closing costs
- What are they? Loans backed by the U.S. Department of Agriculture, designed for rural home buyers.
- Key Benefits:
- No down payment required
- Low-interest rates
- Flexible credit requirements
- What are they? These are funds or subsidies offered to first-time homebuyers or those who meet certain criteria.
- Key Benefits:
- Assistance with down payments or closing costs
- Reduces upfront costs of home buying
- Often does not need to be repaid if certain conditions are met
We Serve the Following Areas!
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Mortgage Resource Center
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Understanding the Smart Home RateBreak 2/1 Buy Down Program: A Game-Changer for Homebuyers Buying a home is one of the most significant Read moreWhy Having Excellent Credit Scores is Crucial When Buying or Refinancing a Home
Why Having Excellent Credit Scores is Crucial When Buying or Refinancing a Home with iloanrates.com When it comes to buying or refinancing a Read more
Find out More about Sartell, Minnesota
Sartell is a city in Benton and Stearns Counties in the U.S. state of Minnesota that straddles the Mississippi River. It is part of the St. Cloud Metropolitan Statistical Area. The population was 19,351 at the 2020 census,[5] making it St. Cloud’s most populous suburb and the fourth-largest city in central Minnesota, after St. Cloud, Elk River, and Willmar.